Why service providers choose EMC
We’re more than just an insurance provider—we’re a partner. We take the time to understand how your operation runs, then tailor coverage to help protect your people and property from the risks you face every day. You’ll work with a local independent agent who knows your community and has your back, plus gain access to risk control resources that help prevent losses before they happen. And if something does go wrong, our claims team is there with responsive, fair support to help you recover and keep moving forward with confidence. It’s why agents recommend us, and service providers stay with us—because they know we’ve got your back.
What is service providers insurance—and why does it matter?
Running a service business means juggling people, property, and responsibility. One mistake, accident, or unexpected claim can put more than just your operations at risk—it can impact your reputation and your bottom line.
That’s where EMC comes in. Our service provider insurance is designed to protect your business from the risks that come with serving others, whether you’re handling sensitive information, working with valuable equipment, or welcoming customers through your doors.
We offer coverage tailored for a wide range of service businesses, including:
- Auto service providers
- Banks and financial institutions
- Barber shops and hair salons
- Funeral services
- Printers
- And many other service categories
Different businesses, different risks—coverage that’s built to flex with you.
What insurance do I need as a service provider?
EMC’s service provider insurance offers essential coverages to help protect your business from common—and costly—risks:
General liability insurance
Commercial auto insurance
Property insurance
Inland marine insurance
Workers’ compensation insurance
Commercial umbrella insurance
An extra layer of protection
Some service businesses need a little more than the basics—and that’s okay. Talk with your independent insurance agent to find the right mix of protection for your service business—so you’re covered for what you do, not just what’s standard. EMC offers optional endorsements to help fill coverage gaps and address industry-specific risks, including:
Employment practices liability
Garagekeepers plus
Funeral directors professional liability
Printers’ errors and omissions
Delivery errors and omissions
Risk control resources
Loss prevention doesn’t have to be complicated. Our service provider risk control resources help you spot issues early and create a safer environment for employees and customers alike.
Visit our service providers loss control page to explore online safety tools, checklists, and guidance designed specifically for retail businesses.
Services loss control
If an accident happens, we’ll take care of you.
As an insurer, we get the chance to do the right thing every day. We’re proud to be known for responsive, empathetic, and fair claims handling, always ready to step up and be there for you when you need us.
Our claims service score of 4.6/5 demonstrates our dedication.
Based on data through Jan. 2025
