What is inland marine insurance?
Despite the name, inland marine insurance doesn’t have anything to do with boats. It actually covers property that’s mobile or frequently transported.
Think of it as protection for the tools and equipment that move with you: Construction equipment, materials for an installation job, or even computer hardware that travels between job sites. If it’s essential to your work and it’s always on the move, inland marine insurance helps keep it covered.
What does
inland marine insurance cover?
Our inland marine insurance is designed to protect the tools, materials, and equipment your business depends on. Here's a closer look at what’s covered:
- Protection for your owned equipment, even if it’s not specifically listed in your policy
- Higher limits and added coverage for a wide range of gear
- Extra protection for newer equipment (less than six years old)
- Covers materials, supplies, fixtures, and equipment to be installed
- Protects your property while it’s being transported, stored temporarily, or installed at a job site
- Covers physical hardware and software—including applications, data, and media
- Ideal for businesses that rely on mobile or off-site technology
Choose the right level of coverage for your business
We offer two flexible inland marine insurance options — essential and elite — to match your business size, scope, and budget. Both provide preset limits and options to schedule specific equipment if needed.
Need more? Optional enhancements are available to increase your protection with added features tailored to contractors.
Why inland marine coverage matters
Whether you're hauling heavy equipment, staging materials for an installation, or moving your gear from one job to the next, standard property insurance may not cover it once it leaves your main location. Inland marine insurance fills that gap—helping your business keep moving forward without missing a beat.
