Why agents choose EMC for manufacturing insurance

We protect countless types of manufacturers, whether they specialize in electronic equipment or accessories, food products, furniture and fixtures, metal goods, plastics, textiles, or wood products. Our tailored coverages address the specific risks manufacturers face while also providing all the essential coverages they need. When you partner with us, you can offer your customers peace of mind knowing their needs are expertly handled, all while strengthening your reputation as a trusted advisor.

A group of workers in a manufacturing building

Coverages

An agent meeting with a manufacturing worker in their warehouse

Industry-leading loss control services

Our safety experts can help your customers proactively reduce their risk exposure through loss control strategies and safety services designed to keep their business safe.

Ergonomic evaluations*
We help identify ergonomic hazards so your customers can eliminate them before they cause injuries.
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Injury management programs*
Minimize the impact of workplace injuries with comprehensive programs like EMC OnCall Nurse, a 24/7 work-injury hotline that connects injured workers and supervisors to a registered nurse for immediate guidance on necessary medical care.
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Slip and fall prevention
Protect your workforce and maintain productivity with our proactive approach to reducing slip and fall incidents, which ultimately lower the risk of injuries and related expenses.
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Hazard control assessments
We’ll pinpoint the most critical safety hazards in your operations and offer practical solutions to minimize or eliminate them.
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*These services are available to policyholders with EMC workers’ compensation insurance.

Loss Control resources

Visit the Loss Control page to learn more and access our extensive collection of online safety resources.

Compassionate claims handling

As a mutual company, we’re focused on serving others and improving lives. So, we take pride in our reputation for handling claims with responsiveness, empathy and fairness. We’re always ready to step up and be there for your customers when they need us the most.

Our approach to claims handling is simple:

  1. Investigate every claim
  2. Explain what’s covered and what isn’t
  3. Pay the claims we owe as quickly as possible

Plus, we offer value-added services such as medical management, physical damage appraisals and subrogation recovery.

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A man standing next to heavy machinery in his manufacturing building

Ineligible operations

Not all manufacturing operations are eligible for our manufacturing insurance. Some ineligible characteristics include:

  • Baby food manufacturing
  • Catastrophic product exposures (e.g., aviation/aerospace, firearms, medical, military defense, critical transportation parts)
  • Foundries
  • Meat, poultry, fish and seafood manufacturing and processing
  • Products containing dangerous materials such as asbestos, silica or lead
  • Products that may be load bearing
  • Wood pallet manufacturing